To complete a Membership Application form Click here!

• 1 You sign the card
• 2 It is witnessed and signed by two persons
• 3 You enter one or more beneficiaries

In keeping with our drive to exceed our members’ needs and expectations, NCCU provides loans to members residing overseas.

Applying for a Loan from Overseas

Simply contact NCCU by email, fax or letter with the details of your loan request and we will get back to you promptly.

Two options are provided for processing your application. You can choose to:

1. Grant Power of Attorney to someone to process the loan on your behalf, or

If you choose Option 1, you must:

• Arrange to have the Power of Attorney registered in Dominica at the Government Registry. To register the document you pay stamp duty of $15.00 into the Government Treasury, and buy $5.00 worth of adhesive Dominica stamps for every nine lines of text on the document.
• Provide the person who has been granted Power of Attorney with all the details and information necessary to process the loan, including details of all your other commitments. All supporting documentation from your country of residence must be notarized.

If you choose Option 2, you must:

• Notarize the completed application form before it is returned to NCCU.

• Notarized income tax return forms for the past two (2) years.
• A notarized letter of employment indicating employment status and salary or
• Where practicable notarised details of income for the last three (3) months
• Details of Current Debt (Credit Reports)
• Security Savings of 15% of the loan amount

• JN International Money Transfer
• Bank Draft
• International Money Order
• Telegraphic Transfer
• Personal Cheque (NB: Foreign cheques take up to 6 weeks to clear)

NBD’S INTERNATIONAL CORRESPONDENT BANKS

Note: All members/depositors are required to complete a Declaration of Source of Funds (DSF) form for all deposits of $10,000 and over, or on any lesser amount as determined by the Credit Union.

You can reach the National Co-operative Credit Union Limited by mail, email, fax or telephone

Requests for withdrawals of EC$2500 and over need to be notarized. The letter can be sent by fax, or scanned and emailed, or by regular mail.

Note: All members/depositors are required to complete a Declaration of Source of Funds (DSF) form for ALL deposits of $10,000 and over, or on any lesser amount as determined by the Credit Union.

• NCCU has chosen to be FATCA (Foreign Account Tax Compliance Act) compliant. This will  allow the Credit Union to continue to perform U.S. based transactions  and will protect you, the member,  from having part of your U.S. source income withheld by U.S. banks.What is FATCA?FATCA is legislation enacted by the U.S. government in March 2010 to address tax evasion by U.S. Persons holding savings and investments in accounts outside the U.S.Who Will be Affected by FATCAThe accounts of members and depositors  with the following indicators will be flagged.  These accounts may qualify for reporting to the U.S. Internal Revenue Service (IRS).
  • U.S. Citizenship or resident status (green card holders)
  • U.S. place of birth
  • U.S. residence
  • Standing instructions to transfer funds to a U.S. account
  • U.S. care of or hold mail address
  • Power of Attorney with a U.S. address
  • U.S. telephone number
  NCCU will investigate these accounts to determine their U.S. Status and if they are to be reported. For more information please view our FATCA Brochure | Visit the US IRS Website. For quick access to FATCA related IRS forms click below:
  • W-9 IRS tax form
  • W-8BEN
  • Form 8938
  Please contact our FATCA contact person @ 767-255-2142  for further information. Notice: All IRS tax forms should be printed and returned to NCCU by  mail or in-person.